MALINDI COMMUNITY DEVELOPMENT TRUST
Malindi Community Development Trust is a program that is in partnership with Five Talents Kenya. This program is under ACK Diocese of Malindi. Our work spreads in three counties that is, Kilifi, Lamu and Tana River Counties. MalCDT Offers a social platform where its beneficiaries are empowered economically by accessing business/development loans which are a product of a pool of resources brought together by the synergy of the group members. MalCDT basically works with established groups registered under the church ACK or Under Social Services, however a team of dedicated field officers are able to help forming these groups where there are no existing groups. Our members capacitated on Financial Literacy, Climate Change and Action and Natural Resource Management.
Improved community living socially and economically transformed life
transforming lives through economic empowerment
Our trained team of staff facilitate the trainings to the group members in all three counties, ensuring effectiveness and tracking the impacts brought by such trainings.
Our groups savings are kept safely in bank accounts, we highly discourage handling of cash by our members, the transactions are tied to the group leaders who are bank signatories for the group account
Our loan products are entitled to a minimum interest rate which is ploughed back to the group and shared later as dividend to each group member.
Through engagement and collaborations with other stakeholders, our group members are able to benefit on how they can invest.
Our group members are equipped with skills on how they can utilize the available resources and turn them into income generating activities, the members also become agents of change by actively engaging in climate action activities such as planting trees
The Rise of ACK Kama Gahaleni TG: A Brotherhood of Savers and Investors ACK KAMA Gahaleni Trust Group is a unique and inspiring story of men from the Kenya Anglican Men's Association coming together to break the mold. Traditionally, women have dominated saving groups in Kenyan society. However, these men, driven by a shared desire for financial security and prosperity, formed ACK KAMA Gahaleni TG with a singular focus: to save, invest, and create a credit pool to uplift themselves.
In these very early days, this group exemplifies a powerful shift in mindset. Members consistently prioritize their weekly meetings, dedicating valuable time from their busy schedules to learn, save, and grow together. This commitment speaks volumes about their dedication to their collective financial well-being
One member, Bernard Mwambegu, has emerged as a true champion for the group. His unwavering dedication to ensuring regular meetings and training sessions has been instrumental in their success. Mwambegu's own transformative journey resonates deeply with the group. He openly acknowledges the profound impact of Malindi Community Development Trust (MalCDT) on his financial literacy.
"Since the MCDT staff came to us and we welcomed them," Mwambegu shared, "my understanding of finances has undergone a complete transformation. They have helped me clear the 'dirt' from my mind." By "dirt," Mwambegu poignantly refers to the past financial missteps and unwise decisions that plagued him before engaging with MalCDT.
Inspired by his newfound financial acumen, Mwambegu has set ambitious personal savings goals for the year. He firmly believes that with the continued support and guidance of ACK KAMA Gahaleni CDT, he can achieve these goals and build a more secure future. Furthermore, Mwambegu sees ACK KAMA Gahaleni TG as a powerful platform for collective growth. The group provides a safe and supportive space for men to share business ideas, explore investment opportunities, and collaborate on ambitious projects. One such initiative involves the collective purchase of land, a strategic investment that will yield long-term benefits for all members.
ACK KAMA Gahaleni TG stands as a testament to the power of collective action and the transformative potential of financial education. By challenging traditional gender roles and embracing a proactive approach to financial management, these men are not only securing their own futures but also inspiring other men in their community to follow suit. Their story serves as a powerful reminder that financial empowerment is a journey best undertaken collectively, fostering a spirit of brotherhood and shared prosperity.
Her name is Zawadi Mwafungo, the Swahili name ‘Zawadi’ meaning ‘a gift.’ She is always welcoming, jovial and happy, she terms Malindi Community Development Trust program ‘a gift’ from God, her ever smiling face, full of hope brightens daily since she onboarded the ACK Mkenge CDT.
A. Formation of ACK Mkenge TG: When the field officer visited Msabaha village in Malindi, she decided to visit the priest who pastored ACK Mkenge, she took sometime to sensitize her on what MalCDT entailed, the Priest was moved by what she heard and promised to mobilise her congregants to form a Trust Group, in a weeks’ time ACK Mkenge TG was already onboarded with 8 members, this number have however, grown to 17 members to date. This group comprises of women who have so far been trained on financial literacy.
B. Eye Opener: ‘I can see, this is how I can make money through my small business’ Zawadi comments during one of the financial literacy trainings. She later saved KES 600 from some income she gets from housekeep expenses through his husband and daughter, surprisingly during the next meet up, Zawadi unveiled her Detergent Making business to the group members, she explained that she had already supplied some ten Liters of her product to a nearby academy, the proceeds had allowed her to buy raw chemicals for twenty Liters and doubled her savings from KES 200 monthly to KES 400 monthly. This was encouraging as she could now properly record her sales, calculate profits and she is now drawing an expansion plan of producing 40 Liters per week.
C. Members thinking out of the box: From the Zawadi’s small business the ACK Mkenge TG members have started embracing small business ideas, almost 40% of the group members having started small businesses such as grocery, blending juice, Frying groundnuts. They have a common saying, ‘Kick out Poverty by all means’ this has greatly encouraged the MalCDT staff and an initiative of training some members on homemade yoghurt making venture is underway as these members have milk from their cows, adding value will help them harvest some good profits
Zawadi stands out as an inspiring TG member who is biting all odds to ensure the ends meet and have something to save. Her goals are clear, she wants to become a soap producer when her savings will be able to support the venture. She plans to apply for a loan from the TG to expand her business as soon as possible.
Kenya Anglican men's association is a men's group by the Anglican Church of Kenya. From as early as 1985 a number of dioceses had a form of Diocesan Men's Associations, which existed under names such as Fathers Union or Fathers' Association. The first such association was set up in the Diocese of Mt. Kenya South.....
The Mothers’ Union was started in 1918 at All Saints’ Cathedral but only among the European Ladies. On 4 March 1956, the first African Mothers’ Union members were enrolled. At that time the whole country fell under the Diocese of Mombasa his took place at Mwongoiya Church which is within the present Anglican Diocese of Mount Kenya South....
In the year 1964, the Bishop launched the Diocesan A.Y.O. at the St. Paul’s Mother Church Kabete and a youth committee was commissioned to carry on the herculian youth work in the Diocese. In the consequent Synod all other Bishops agreed to start A.Y.O. in their dioceses. The name was changed from A.Y.O. to KAYO to cover the entire country.